Canada Pension Plan – Disability Benefits
Canada Pension Plan – Disability Benefits (CPP Disability or CPPD) is a Federal Government income replacement program that pays monthly benefits to people who have contributed to CPP in the past, and are now unable to work due to a disability.
To be eligible for CPP Disability you must meet 2 criteria:
- You must have contributed to CPP in 4 of the last 6 years (or 3 of the last 6 years as long as you have at least 25 years of contributions)
- You have a severe and prolonged disability that impacts your ability to do any work and will last for a prolonged, indefinite period.
The amount you will receive from CPPD depends on how many years you have contributed. The average CPPD payment is about $1100/month and the maximum is about $1500/month. CPPD is a taxable benefit.
Many cancer patients find the CPPD application process overwhelming and need guidance. Wellspring has assisted hundreds of clients to complete and submit the CPPD application, at no charge.
To set up your meeting, either in person, via telephone, or online, with a Wellspring Money Matters Case Manager, please click here.